Self-incorporation: is it Right for Me?

Many businesses can benefit from incorporation. Theprocess is in your jurisdiction. Generally, you will be
main benefit of incorporation for most businesses isrequired to complete the paperwork and pay a fee
that it shields the business owner from lawsuits andto become incorporated. Often, either through the
protects their assets in the event that the companySecretary of State's office or a local small business
is the target of a lawsuit. Because the company isgroup, you can attend a workshop on incorporation,
established as a separate entity from the partners,and perhaps even receive free help with your
the assets of the partners are not affected by apaperwork.
judgment against the company. While the risk of aWhat Type of Paperwork is Involved?
lawsuit may seem remote, it is actually a majorTo become incorporated, you must choose and
concern for small businesses.register a name for your business, as well as a
Small businesses encounter many challenges;business address. Next, you will decide what type of
however, other options do exist in place ofstructure to give your corporation. You can choose
self-incorporation. Many self-employed or independentbetween a limited liability company, an S-corporation
consultant or contractors utilize a portable employeror a C-corporation. There are benefits and drawbacks
of record. Working with this kind of company allowsto each type of corporation, and you should read the
workers to remain independent but enjoy therequirements for each carefully to be sure that your
benefits of W-2 employment. Most portablecompany qualifies under the structure that you want
employers of record offer everything from access toit placed.
group health insurance to coverage with generalOne of the most time consuming aspects of
liability insurance, and may have tax savings programsestablishing a corporation is drawing up the by-laws.
similar to the advantages of being self-incorporated,While you may have a set of by-laws already
such as the ability to get reimbursed pre-tax forestablished that set in place the structure of your
allowable business expenses.business, they will probably need to be rewritten.
Ultimately, a business owner must do what is bestThey must adhere to the standards required by your
for his or her company, whether that includes utilizingstate before incorporating, and the information they
a portable employer of record or self-incorporating.must contain is very specific.
There are benefits to incorporating a business,The next step, naming a board of directors, can be
including tax advantages and structuring the businesssensitive. It is at this point that many people realize
in a way that makes it easier to sell later, when youthe control that they are giving up. If your company
are ready to retire or move onto something new.already has a group of leaders, setting up the board
Many small business owners know that it is a goodof directors can be relatively simple. If you are a sole
idea to incorporate their business, but are put off byproprietorship, handing over control of your business
the expense. While it is true that you can pay anto a group of people can be very difficult. If this is a
attorney to handle the incorporation process for you,problem, check your state regulations, you may not
you can save a great deal of money bybe required to have a board of directors if you form
self-incorporating. While you can complete thean LLC.
process for any type of incorporation yourself, aAfter you complete the paperwork, you are ready
limited liability company is the least complicatedto pay the incorporation fee and become a
corporation to establish. The LLC works well for solecorporation. If, after you begin the process, you find
proprietorships or simple partnerships. You are able toit too complicated or time consuming, you can always
maintain control of your business, without handing ithire a professional for part or all of the remainder.
over to a board of directors, and, in most states youHiring someone to write by-laws or research
are not required to have bylaws.prospective board of directors may be worth the
Can I Complete the Incorporation Process by Myself?expense to have the job complete. Since you will be
If the expense of hiring a lawyer to complete thereviewing the work yourself, it will not be necessary
incorporation process is been what was stopping youto hire an attorney to complete these tasks, and the
from forming a legal corporation, you shouldmoney saved will be substantial.
investigate the necessary steps for self-incorporation.Note that maintaining your corporation on an ongoing
Particularly if you are under no time frame, thebasis also requires more work than operating either
incorporation process is straightforward enough thatwithout a corporation or working through an umbrella
you should be able to complete the process on yourcompany that provides a business infrastructure for
own.you. Taxes and reporting requirements vary, so
Each state has its own requirements on establishing abefore deciding to proceed, check what is required
corporation, and it is important to visit your state'sto maintain compliance as a legal corporation.
Secretary of State website to determine what the