| The Hawaiian government has put in place many | | | | owned by native Hawaiians. |
| schemes and programs for those who wish to get a | | | | 6) Overseas Immigrants Investing Programs |
| business loan in Hawaii. From state funding to grants | | | | This program allows non-US citizens to get a Green |
| and private aid, there is no dearth of sources from | | | | Card by investing in any American company. This |
| which you can get a business loan. | | | | helps small businesses in even remote areas to get |
| This article discusses some of the ways to get a | | | | financial support. |
| business loan in Hawaii. | | | | 7) Hawaiian Strategic Development Corporation |
| Source of Loans in Hawaii: | | | | (HSDC) |
| From banks to grants and credit insurance, you will | | | | The HSDC is working towards the development of |
| find many sources of business loans in Hawaii. Some | | | | venture capital businesses in Hawaii. The organization |
| of them are discussed below. | | | | puts technological innovations to commercial use, and |
| 1) Small Business Loan Providers | | | | is concerned with providing employment opportunities |
| There are significant number of small business loan | | | | to Hawaiians. |
| providers and banks available in Hawaii. | | | | 8) Small Business Grants |
| 2) Guarantees | | | | The Small Business Innovations Research program |
| Guarantees reduce payment risks and encourage | | | | rewards useful innovations of small businesses by |
| private lenders to offer loans to entrepreneurs. | | | | providing those grants. The innovations can be in |
| 3) Export Import Bank | | | | fields as diverse as energy, defense, education, |
| The Export Import Bank has been set up by the US | | | | commerce, health and science. |
| Government to finance businesses. It offers loans to | | | | 9) Export Credit Insurance |
| entrepreneurs when the risk may be too high for | | | | Organizations like Export Import Bank offer credit |
| private lenders. | | | | insurance to entrepreneurs, and this includes small |
| 4) Small Business Administration | | | | business insurance policy. |
| The Small Business Administration (SBA) of US was | | | | The Hawaiian government is trying to encourage |
| created with the aim of providing guidance and | | | | entrepreneurship and establish a venture capital |
| financial aid to small businesses. In Hawaii, the SBA | | | | industry in the area. If you are a small business |
| office is located in the Prince Jonah Kuhio Kalanianaole | | | | owner, or want to set up a small business in Hawaii, |
| Building on Moana Boulevard in Honolulu. | | | | then there is no time like the present. Finance and |
| 5) OHA Business Loans | | | | loan options are many, and interest rates are low. |
| Native Hawaiian small business owners can approach | | | | If you want to know more about business loans |
| the OHA for either the Native Hawaiian Revolving | | | | available in Hawaii, you may seek help from a small |
| Loan Fund or the Export Import Bank funds. The | | | | business consultant. |
| former aims to encourage the growth of businesses | | | | |